Investor-grade market analytics for San Diego-Chula Vista-Carlsbad, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$930,785
+0.5% year-over-year
3.9%
gross annual
+0.5%
base case (Zillow ZHVF)
+0.5% year-over-year
90/100
Very HighNet migration: Bottom 1% nationally
In-migrants avg $92,382 AGI vs out-migrants $87,100
Opportunity Zone Market
17 ZIP codes in San Diego-Chula Vista-Carlsbad are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
San Diego-Chula Vista-Carlsbad, CA is in a stabilization phase with 0.5% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability pressure is significant: the price-to-income ratio of 9.1x well exceeds the national average of 4.8x. Net negative migration (-4,507 returns/year) is reducing housing demand pressure. Climate risk is elevated (90/100), which may impact insurance costs and long-term property values. Rental yield of 3.86% is below average, suggesting this market is more suited for appreciation-driven strategies.
12-month projection (Zillow ZHVF model)
San Diego-Chula Vista-Carlsbad, CA's primary climate exposure is flooding (90/100). The composite climate risk score of 90/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.