Markets/California/Santa Rosa-Petaluma

Santa Rosa-Petaluma, CA Real Estate Market 2026

Investor-grade market analytics for Santa Rosa-Petaluma, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$785,101

+0.0% year-over-year

Est. Rental Yield

4.1%

gross annual

12-Month Forecast

+0.0%

base case (Zillow ZHVF)

+0.0% year-over-year

Climate Risk

70/100

High

Market Momentum

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Warm
3.5mo supply ยท Score +3/7

Net migration: Top 14% nationally

Income Migration

๐Ÿ’ฐ Wealth Influx1.28x

In-migrants avg $119,267 AGI vs out-migrants $93,173

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Opportunity Zone Market

5 ZIP codes in Santa Rosa-Petaluma are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Santa Rosa-Petaluma Market Summary

Santa Rosa-Petaluma, CA is in a stabilization phase with 0% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability pressure is significant: the price-to-income ratio of 7.63x well exceeds the national average of 4.8x. Modest net positive migration (+343 returns/year) provides steady demand support. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 4.1% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score34/100
Price-to-Income Ratio7.6x (national avg 4.8x)
Median Household Income$102,840

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+0.0%
Base Case+0.0%
Bull Case+0.0%

Climate & Natural Hazard Risk

Santa Rosa-Petaluma, CA's primary climate exposure is flooding (70/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Santa Rosa-Petaluma dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.