Investor-grade market analytics for Santa Maria-Santa Barbara, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$991,975
+4.0% year-over-year
3.9%
gross annual
+3.9%
base case (Zillow ZHVF)
+3.9% year-over-year
70/100
HighNet migration: Bottom 3% nationally
In-migrants avg $115,495 AGI vs out-migrants $84,191
Opportunity Zone Market
2 ZIP codes in Santa Maria-Santa Barbara are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Santa Maria-Santa Barbara, CA shows steady growth at 4.0% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability pressure is significant: the price-to-income ratio of 10.34x well exceeds the national average of 4.8x. Net negative migration (-1,579 returns/year) is reducing housing demand pressure. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 3.87% is below average, suggesting this market is more suited for appreciation-driven strategies.
12-month projection (Zillow ZHVF model)
Santa Maria-Santa Barbara, CA's primary climate exposure is flooding (70/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.