Investor-grade market analytics for Ocean City, New Jersey. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$806,261
+9.3% year-over-year
2.9%
gross annual
+8.9%
base case (Zillow ZHVF)
+8.9% year-over-year
50/100
ModerateNet migration: Top 24% nationally
In-migrants avg $124,701 AGI vs out-migrants $111,976
Opportunity Zone Market
4 ZIP codes in Ocean City are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Ocean City, NJ is experiencing strong growth with 9.3% year-over-year appreciation, indicating a seller's market with robust demand. Affordability pressure is significant: the price-to-income ratio of 9.61x well exceeds the national average of 4.8x. Modest net positive migration (+157 returns/year) provides steady demand support. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 2.91% is below average, suggesting this market is more suited for appreciation-driven strategies.
12-month projection (Zillow ZHVF model)
Ocean City, NJ's primary climate exposure is wind storms (90/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.