Markets/California/Riverside-San Bernardino-Ontario

Riverside-San Bernardino-Ontario, CA Real Estate Market 2026

Investor-grade market analytics for Riverside-San Bernardino-Ontario, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$586,047

-0.6% year-over-year

Est. Rental Yield

5.2%

gross annual

12-Month Forecast

-5.9%

base case (Zillow ZHVF)

-5.9% year-over-year

Market Momentum

➡️
Neutral
4mo supply · Score +1/7

Migration: Top 4% nationally

Income Migration

➡️ Neutral1.05x

In-migrants avg $73,096 AGI vs out-migrants $69,354

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Opportunity Zone Market

52 ZIP codes in Riverside-San Bernardino-Ontario are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Riverside-San Bernardino-Ontario Market Summary

Riverside-San Bernardino-Ontario, CA is experiencing a correction with -0.6% year-over-year decline, signaling a buyer's market with softening demand. Affordability pressure is significant: the price-to-income ratio of 6.81x well exceeds the national average of 4.8x. Modest net positive migration (+1,767 returns/year) provides steady demand support. Climate risk is elevated (90/100), which may impact insurance costs and long-term property values. Rental yield of 5.2% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score46/100
Price-to-Income Ratio6.8x (national avg 4.8x)
Median Household Income$86,031

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-8.8%
Base Case-5.9%
Bull Case-2.9%

Climate & Natural Hazard Risk

Riverside-San Bernardino-Ontario, CA's primary climate exposure is flooding (90/100). The composite climate risk score of 90/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Riverside-San Bernardino-Ontario dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.