Investor-grade market analytics for Bozeman, Montana. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$701,508
+0.0% year-over-year
3.8%
gross annual
+0.0%
base case (Zillow ZHVF)
+0.0% year-over-year
50/100
ModerateNet migration: Bottom 23% nationally
In-migrants avg $82,738 AGI vs out-migrants $73,733
Opportunity Zone Market
3 ZIP codes in Bozeman are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Bozeman, MT is in a stabilization phase with 0% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability pressure is significant: the price-to-income ratio of 8.02x well exceeds the national average of 4.8x. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 3.75% is below average, suggesting this market is more suited for appreciation-driven strategies.
12-month projection (Zillow ZHVF model)
Bozeman, MT's primary climate exposure is wildfire (50/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.