Investor-grade market analytics for Oxnard-Thousand Oaks-Ventura, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$883,341
+0.2% year-over-year
4.0%
gross annual
+0.2%
base case (Zillow ZHVF)
+0.2% year-over-year
70/100
HighNet migration: Bottom 3% nationally
In-migrants avg $104,643 AGI vs out-migrants $94,586
Opportunity Zone Market
9 ZIP codes in Oxnard-Thousand Oaks-Ventura are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Oxnard-Thousand Oaks-Ventura, CA is in a stabilization phase with 0.2% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability pressure is significant: the price-to-income ratio of 8.23x well exceeds the national average of 4.8x. Net negative migration (-1,261 returns/year) is reducing housing demand pressure. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 4.03% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Oxnard-Thousand Oaks-Ventura, CA's primary climate exposure is flooding (90/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.