Markets/California/Oxnard-Thousand Oaks-Ventura

Oxnard-Thousand Oaks-Ventura, CA Real Estate Market 2026

Investor-grade market analytics for Oxnard-Thousand Oaks-Ventura, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$883,512

-0.3% year-over-year

Est. Rental Yield

4.0%

gross annual

12-Month Forecast

-5.9%

base case (Zillow ZHVF)

-5.9% year-over-year

Market Momentum

➡️
Neutral
3.2mo supply · Score +1/7

Migration: Top 97% nationally

Income Migration

💰 Wealth Influx1.11x

In-migrants avg $104,643 AGI vs out-migrants $94,586

🏛️

Opportunity Zone Market

9 ZIP codes in Oxnard-Thousand Oaks-Ventura are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Oxnard-Thousand Oaks-Ventura Market Summary

Oxnard-Thousand Oaks-Ventura, CA is experiencing a correction with -0.3% year-over-year decline, signaling a buyer's market with softening demand. Affordability pressure is significant: the price-to-income ratio of 8.23x well exceeds the national average of 4.8x. Net negative migration (-1,261 returns/year) is reducing housing demand pressure. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 4.02% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score25/100
Price-to-Income Ratio8.2x (national avg 4.8x)
Median Household Income$107,327

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-8.8%
Base Case-5.9%
Bull Case-2.9%

Climate & Natural Hazard Risk

Oxnard-Thousand Oaks-Ventura, CA's primary climate exposure is flooding (90/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Oxnard-Thousand Oaks-Ventura dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.