Markets/Kentucky/Elizabethtown-Fort Knox

Elizabethtown-Fort Knox, KY Real Estate Market 2026

Investor-grade market analytics for Elizabethtown-Fort Knox, Kentucky. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$243,315

+1.0% year-over-year

Est. Rental Yield

6.3%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Elizabethtown-Fort Knox Market Summary

Elizabethtown-Fort Knox, KY is in a stabilization phase with 1.0% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.6x, below the national average of 4.8x. Climate risk remains low (15/100), favorable for long-term investment stability. Rental yield of 6.32% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score91/100
Price-to-Income Ratio3.6x (national avg 4.8x)
Median Household Income$67,630

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Elizabethtown-Fort Knox, KY's primary climate exposure is wind storms (48/100). The composite climate risk score of 15/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

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Elizabethtown-Fort Knox Real Estate Market Data 2026 | Lotlytics | Lotlytics