Investor-grade market analytics for Louisville/Jefferson County, Kentucky. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$280,129
+1.5% year-over-year
5.8%
gross annual
+1.5%
base case (Zillow ZHVF)
+1.5% year-over-year
28/100
LowOpportunity Zone Market
17 ZIP codes in Louisville/Jefferson County are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Louisville/Jefferson County, KY-IN is in a stabilization phase with 1.5% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.9x, below the national average of 4.8x. Climate risk remains low (28/100), favorable for long-term investment stability. Rental yield of 5.77% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Louisville/Jefferson County, KY-IN's primary climate exposure is wind storms (60/100). The composite climate risk score of 28/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.