Investor-grade market analytics for Stillwater, Oklahoma. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$244,869
+4.5% year-over-year
6.7%
gross annual
+4.4%
base case (Zillow ZHVF)
+4.4% year-over-year
50/100
ModerateNet migration: Bottom 18% nationally
In-migrants avg $43,029 AGI vs out-migrants $45,968
Opportunity Zone Market
3 ZIP codes in Stillwater are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Stillwater, OK shows steady growth at 4.5% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability is moderately stretched with a price-to-income ratio of 5.0x, above the national average of 4.8x. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 6.74% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Stillwater, OK's primary climate exposure is tornadoes (70/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.