Markets/Kentucky/Bardstown

Bardstown, KY Real Estate Market 2026

Investor-grade market analytics for Bardstown, Kentucky. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$266,191

+4.2% year-over-year

Est. Rental Yield

4.7%

gross annual

12-Month Forecast

+4.1%

base case (Zillow ZHVF)

+4.1% year-over-year

Climate Risk

25/100

Low

Market Momentum

๐ŸŒค๏ธ
Warm
2.5mo supply ยท Score +2/7

Net migration: Top 25% nationally

Income Migration

โžก๏ธ Neutral0.92x

In-migrants avg $53,918 AGI vs out-migrants $58,443

Bardstown Market Summary

Bardstown, KY shows steady growth at 4.2% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 4.02x, below the national average of 4.8x. Modest net positive migration (+145 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 4.66% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score85/100
Price-to-Income Ratio4.0x (national avg 4.8x)
Median Household Income$66,212

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+2.0%
Base Case+4.1%
Bull Case+6.1%

Climate & Natural Hazard Risk

Bardstown, KY's primary climate exposure is wind storms (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Bardstown dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.