Markets/Texas/Killeen-Temple

Killeen-Temple, TX Real Estate Market 2026

Investor-grade market analytics for Killeen-Temple, Texas. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$251,916

-1.5% year-over-year

Est. Rental Yield

6.4%

gross annual

12-Month Forecast

-1.5%

base case (Zillow ZHVF)

-1.5% year-over-year

Climate Risk

28/100

Low

Market Momentum

➡️
Neutral
4.7mo supply · Score -1/7

Net migration: Top 7% nationally

Income Migration

➡️ Neutral1.07x

In-migrants avg $57,038 AGI vs out-migrants $53,091

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Opportunity Zone Market

10 ZIP codes in Killeen-Temple are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Killeen-Temple Market Summary

Killeen-Temple, TX is experiencing a correction with -1.5% year-over-year decline, signaling a buyer's market with softening demand. Affordability remains favorable with a price-to-income ratio of 3.75x, below the national average of 4.8x. Modest net positive migration (+995 returns/year) provides steady demand support. Climate risk remains low (28/100), favorable for long-term investment stability. Rental yield of 6.37% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score89/100
Price-to-Income Ratio3.8x (national avg 4.8x)
Median Household Income$67,203

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-2.2%
Base Case-1.5%
Bull Case-0.7%

Climate & Natural Hazard Risk

Killeen-Temple, TX's primary climate exposure is tornadoes (48/100). The composite climate risk score of 28/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Killeen-Temple dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.