Investor-grade market analytics for Mount Sterling, Kentucky. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$183,009
+1.5% year-over-year
6.9%
gross annual
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Mount Sterling, KY is in a stabilization phase with 1.5% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.32x, below the national average of 4.8x. Modest net positive migration (+141 returns/year) provides steady demand support. Climate risk remains low (10/100), favorable for long-term investment stability. Rental yield of 6.91% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Mount Sterling, KY's primary climate exposure is wind storms (33/100). The composite climate risk score of 10/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.