Madison, IN Real Estate Market 2026

Investor-grade market analytics for Madison, Indiana. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$242,991

+5.2% year-over-year

Est. Rental Yield

5.9%

gross annual

12-Month Forecast

+5.1%

base case (Zillow ZHVF)

+5.1% year-over-year

Climate Risk

25/100

Low

Market Momentum

➡️
Neutral
3mo supply · Score -1/7

Net migration: Top 38% nationally

Income Migration

💰 Wealth Influx1.11x

In-migrants avg $46,714 AGI vs out-migrants $42,075

Madison Market Summary

Madison, IN is experiencing strong growth with 5.2% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 4.05x, below the national average of 4.8x. Modest net positive migration (+48 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 5.93% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score85/100
Price-to-Income Ratio4.0x (national avg 4.8x)
Median Household Income$59,987

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+2.6%
Base Case+5.1%
Bull Case+7.7%

Climate & Natural Hazard Risk

Madison, IN's primary climate exposure is tornadoes (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Madison dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.