Markets/Kentucky/Owensboro

Owensboro, KY Real Estate Market 2026

Investor-grade market analytics for Owensboro, Kentucky. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$202,302

+1.7% year-over-year

Est. Rental Yield

8.1%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Owensboro Market Summary

Owensboro, KY is in a stabilization phase with 1.7% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.08x, below the national average of 4.8x. Climate risk remains low (23/100), favorable for long-term investment stability. Rental yield of 8.12% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score99/100
Price-to-Income Ratio3.1x (national avg 4.8x)
Median Household Income$65,656

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Owensboro, KY's primary climate exposure is wind storms (48/100). The composite climate risk score of 23/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Owensboro dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Owensboro Real Estate Market Data 2026 | Lotlytics | Lotlytics