Investor-grade market analytics for Somerset, Kentucky. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$184,187
-1.2% year-over-year
8.0%
gross annual
-1.2%
base case (Zillow ZHVF)
-1.2% year-over-year
25/100
LowNet migration: Bottom 48% nationally
In-migrants avg $42,798 AGI vs out-migrants $38,708
Somerset, KY is experiencing a correction with -1.2% year-over-year decline, signaling a buyer's market with softening demand. Affordability remains favorable with a price-to-income ratio of 3.62x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 7.95% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Somerset, KY's primary climate exposure is wind storms (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.