Investor-grade market analytics for Stephenville, Texas. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$343,953
-0.1% year-over-year
3.2%
gross annual
-0.1%
base case (Zillow ZHVF)
-0.1% year-over-year
25/100
LowNet migration: Bottom 31% nationally
In-migrants avg $57,235 AGI vs out-migrants $53,692
Opportunity Zone Market
2 ZIP codes in Stephenville are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Stephenville, TX is experiencing a correction with -0.1% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 5.26x, above the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 3.22% is below average, suggesting this market is more suited for appreciation-driven strategies.
12-month projection (Zillow ZHVF model)
Stephenville, TX's primary climate exposure is wildfire (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.