Markets/Texas/Stephenville

Stephenville, TX Real Estate Market 2026

Investor-grade market analytics for Stephenville, Texas. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$328,252

-0.6% year-over-year

Est. Rental Yield

4.4%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Stephenville Market Summary

Stephenville, TX is experiencing a correction with -0.6% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 5.02x, above the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 4.4% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score71/100
Price-to-Income Ratio5.0x (national avg 4.8x)
Median Household Income$65,351

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Stephenville, TX's primary climate exposure is wildfire (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Stephenville dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Stephenville Real Estate Market Data 2026 | Lotlytics | Lotlytics