Markets/Texas/Sherman-Denison

Sherman-Denison, TX Real Estate Market 2026

Investor-grade market analytics for Sherman-Denison, Texas. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$285,634

-4.8% year-over-year

Est. Rental Yield

5.6%

gross annual

12-Month Forecast

-4.9%

base case (Zillow ZHVF)

-4.9% year-over-year

Climate Risk

25/100

Low

Market Momentum

❄️
Cooling
6.2mo supply · Score -3/7

Net migration: Top 7% nationally

Income Migration

💰 Wealth Influx1.28x

In-migrants avg $82,136 AGI vs out-migrants $64,308

🏛️

Opportunity Zone Market

3 ZIP codes in Sherman-Denison are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Sherman-Denison Market Summary

Sherman-Denison, TX is experiencing a correction with -4.8% year-over-year decline, signaling a buyer's market with softening demand. Affordability remains favorable with a price-to-income ratio of 4.05x, below the national average of 4.8x. Modest net positive migration (+956 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 5.63% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score85/100
Price-to-Income Ratio4.0x (national avg 4.8x)
Median Household Income$70,455

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-7.3%
Base Case-4.9%
Bull Case-2.4%

Climate & Natural Hazard Risk

Sherman-Denison, TX's primary climate exposure is tornadoes (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Sherman-Denison dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.