Markets/Colorado/Fort Collins

Fort Collins, CO Real Estate Market 2026

Investor-grade market analytics for Fort Collins, Colorado. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$539,947

-1.6% year-over-year

Est. Rental Yield

4.2%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Fort Collins Market Summary

Fort Collins, CO is experiencing a correction with -1.6% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 5.91x, above the national average of 4.8x. Modest net positive migration (+656 returns/year) provides steady demand support. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 4.17% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score58/100
Price-to-Income Ratio5.9x (national avg 4.8x)
Median Household Income$91,364

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Fort Collins, CO's primary climate exposure is wildfire (70/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Fort Collins dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Fort Collins Real Estate Market Data 2026 | Lotlytics | Lotlytics