Markets/Indiana/Elkhart-Goshen

Elkhart-Goshen, IN Real Estate Market 2026

Investor-grade market analytics for Elkhart-Goshen, Indiana. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$251,055

+5.0% year-over-year

Est. Rental Yield

5.3%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Elkhart-Goshen Market Summary

Elkhart-Goshen, IN is experiencing strong growth with 5.0% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.83x, below the national average of 4.8x. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 5.32% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score88/100
Price-to-Income Ratio3.8x (national avg 4.8x)
Median Household Income$65,617

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Elkhart-Goshen, IN's primary climate exposure is tornadoes (70/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

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Elkhart-Goshen Real Estate Market Data 2026 | Lotlytics | Lotlytics