Markets/Ohio/Urbana

Urbana, OH Real Estate Market 2026

Investor-grade market analytics for Urbana, Ohio. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$255,957

+6.2% year-over-year

Est. Rental Yield

5.0%

gross annual

12-Month Forecast

+6.0%

base case (Zillow ZHVF)

+6.0% year-over-year

Climate Risk

10/100

Very Low

Market Momentum

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Warm
2.6mo supply ยท Score +3/7

Net migration: Top 37% nationally

Income Migration

๐Ÿ’ฐ Wealth Influx1.23x

In-migrants avg $57,698 AGI vs out-migrants $46,904

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Opportunity Zone Market

1 ZIP codes in Urbana are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Urbana Market Summary

Urbana, OH is experiencing strong growth with 6.2% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.45x, below the national average of 4.8x. Modest net positive migration (+52 returns/year) provides steady demand support. Climate risk remains low (10/100), favorable for long-term investment stability. Rental yield of 5.04% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score94/100
Price-to-Income Ratio3.5x (national avg 4.8x)
Median Household Income$74,239

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+3.0%
Base Case+6.0%
Bull Case+9.0%

Climate & Natural Hazard Risk

Urbana, OH's primary climate exposure is flooding (25/100). The composite climate risk score of 10/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Urbana dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.