Investor-grade market analytics for Stockton, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$524,305
-2.5% year-over-year
5.5%
gross annual
-2.5%
base case (Zillow ZHVF)
-2.5% year-over-year
70/100
HighNet migration: Top 8% nationally
In-migrants avg $88,565 AGI vs out-migrants $67,428
Opportunity Zone Market
11 ZIP codes in Stockton are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Stockton, CA is experiencing a correction with -2.5% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 5.92x, above the national average of 4.8x. Modest net positive migration (+761 returns/year) provides steady demand support. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 5.55% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Stockton, CA's primary climate exposure is flooding (70/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.