Markets/Florida/Naples-Marco Island

Naples-Marco Island, FL Real Estate Market 2026

Investor-grade market analytics for Naples-Marco Island, Florida. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.

Median Home Price

$550,720

-2.4% year-over-year

Est. Rental Yield

5.6%

gross annual

12-Month Forecast

-2.4%

base case (Zillow ZHVF)

-2.4% year-over-year

Climate Risk

70/100

High

Market Momentum

❄️
Cooling
5.3mo supply · Score -2/7

Net migration: Top 5% nationally

Income Migration

💰 Wealth Influx2.29x

In-migrants avg $277,967 AGI vs out-migrants $121,411

🏛️

Opportunity Zone Market

2 ZIP codes in Naples-Marco Island are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Naples-Marco Island Market Summary

Naples-Marco Island, FL is experiencing a correction with -2.4% year-over-year decline, signaling a buyer's market with softening demand. Affordability pressure is significant: the price-to-income ratio of 6.39x well exceeds the national average of 4.8x. Modest net positive migration (+1,340 returns/year) provides steady demand support. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 5.59% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score52/100
Price-to-Income Ratio6.4x (national avg 4.8x)
Median Household Income$86,173

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-3.6%
Base Case-2.4%
Bull Case-1.2%

Climate & Natural Hazard Risk

Naples-Marco Island, FL's primary climate exposure is hurricanes (90/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Naples-Marco Island dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.