Worcester, MA-CT Real Estate Market 2026

Investor-grade market analytics for Worcester, Massachusetts. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$485,789

+2.1% year-over-year

Est. Rental Yield

5.3%

gross annual

12-Month Forecast

+2.0%

base case (Zillow ZHVF)

+2.0% year-over-year

Climate Risk

50/100

Moderate

Market Momentum

๐Ÿ”ฅ
Hot
2.4mo supply ยท Score +5/7

Net migration: Bottom 4% nationally

Income Migration

โžก๏ธ Neutral0.95x

In-migrants avg $80,314 AGI vs out-migrants $84,734

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Opportunity Zone Market

17 ZIP codes in Worcester are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Worcester Market Summary

Worcester, MA-CT shows steady growth at 2.1% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability is moderately stretched with a price-to-income ratio of 5.19x, above the national average of 4.8x. Net negative migration (-1,009 returns/year) is reducing housing demand pressure. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 5.29% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score69/100
Price-to-Income Ratio5.2x (national avg 4.8x)
Median Household Income$93,561

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.0%
Base Case+2.0%
Bull Case+3.1%

Climate & Natural Hazard Risk

Worcester, MA-CT's primary climate exposure is flooding (70/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Worcester dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.