Investor-grade market analytics for Charlottesville, Virginia. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$466,498
+1.4% year-over-year
5.1%
gross annual
+1.3%
base case (Zillow ZHVF)
+1.3% year-over-year
13/100
Very LowNet migration: Bottom 5% nationally
In-migrants avg $98,863 AGI vs out-migrants $74,540
Opportunity Zone Market
2 ZIP codes in Charlottesville are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Charlottesville, VA is in a stabilization phase with 1.4% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability is moderately stretched with a price-to-income ratio of 5.15x, above the national average of 4.8x. Climate risk remains low (13/100), favorable for long-term investment stability. Rental yield of 5.09% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Charlottesville, VA's primary climate exposure is wind storms (43/100). The composite climate risk score of 13/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.