Investor-grade market analytics for Merced, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$418,997
-1.3% year-over-year
5.8%
gross annual
-5.9%
base case (Zillow ZHVF)
-5.9% year-over-year
Migration: Top 83% nationally
In-migrants avg $52,915 AGI vs out-migrants $52,969
Opportunity Zone Market
7 ZIP codes in Merced are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Merced, CA is experiencing a correction with -1.3% year-over-year decline, signaling a buyer's market with softening demand. Affordability pressure is significant: the price-to-income ratio of 6.44x well exceeds the national average of 4.8x. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 5.76% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Merced, CA's primary climate exposure is flooding (70/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.