Investor-grade market analytics for Whitewater, Wisconsin. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$411,416
+4.4% year-over-year
4.5%
gross annual
+4.3%
base case (Zillow ZHVF)
+4.3% year-over-year
25/100
LowNet migration: Top 20% nationally
In-migrants avg $107,753 AGI vs out-migrants $63,180
Opportunity Zone Market
1 ZIP codes in Whitewater are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Whitewater, WI shows steady growth at 4.4% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability is moderately stretched with a price-to-income ratio of 5.32x, above the national average of 4.8x. Modest net positive migration (+204 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 4.51% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Whitewater, WI's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.