Markets/Michigan/Traverse City

Traverse City, MI Real Estate Market 2026

Investor-grade market analytics for Traverse City, Michigan. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$396,318

+1.2% year-over-year

Est. Rental Yield

5.8%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Traverse City Market Summary

Traverse City, MI is in a stabilization phase with 1.2% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability is moderately stretched with a price-to-income ratio of 5.11x, above the national average of 4.8x. Modest net positive migration (+256 returns/year) provides steady demand support. Climate risk remains low (18/100), favorable for long-term investment stability. Rental yield of 5.82% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score70/100
Price-to-Income Ratio5.1x (national avg 4.8x)
Median Household Income$77,495

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Traverse City, MI's primary climate exposure is wind storms (31/100). The composite climate risk score of 18/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Traverse City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Traverse City Real Estate Market Data 2026 | Lotlytics | Lotlytics