Markets/Wisconsin/La Crosse-Onalaska

La Crosse-Onalaska, WI-MN Real Estate Market 2026

Investor-grade market analytics for La Crosse-Onalaska, Wisconsin. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$314,620

+3.2% year-over-year

Est. Rental Yield

4.6%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

La Crosse-Onalaska Market Summary

La Crosse-Onalaska, WI-MN shows steady growth at 3.2% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 4.43x, below the national average of 4.8x. Climate risk remains low (18/100), favorable for long-term investment stability. Rental yield of 4.6% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score80/100
Price-to-Income Ratio4.4x (national avg 4.8x)
Median Household Income$71,009

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

La Crosse-Onalaska, WI-MN's primary climate exposure is flooding (38/100). The composite climate risk score of 18/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

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La Crosse-Onalaska Real Estate Market Data 2026 | Lotlytics | Lotlytics