Investor-grade market analytics for Chattanooga, Tennessee. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$322,958
-0.2% year-over-year
5.6%
gross annual
-0.2%
base case (Zillow ZHVF)
-0.2% year-over-year
24/100
Very LowIn-migrants avg $70,356 AGI vs out-migrants $65,146
Opportunity Zone Market
12 ZIP codes in Chattanooga are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Chattanooga, TN-GA is experiencing a correction with -0.2% year-over-year decline, signaling a buyer's market with softening demand. Affordability remains favorable with a price-to-income ratio of 4.7x, below the national average of 4.8x. Modest net positive migration (+1,168 returns/year) provides steady demand support. Climate risk remains low (24/100), favorable for long-term investment stability. Rental yield of 5.64% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Chattanooga, TN-GA's primary climate exposure is tornadoes (52/100). The composite climate risk score of 24/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.