Markets/Tennessee/Cookeville

Cookeville, TN Real Estate Market 2026

Investor-grade market analytics for Cookeville, Tennessee. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$296,324

+2.2% year-over-year

Est. Rental Yield

6.0%

gross annual

12-Month Forecast

+2.2%

base case (Zillow ZHVF)

+2.2% year-over-year

Climate Risk

15/100

Very Low

Market Momentum

❄️
Cooling
4.5mo supply · Score -2/7

Net migration: Bottom 23% nationally

Income Migration

➡️ Neutral1.00x

In-migrants avg $49,035 AGI vs out-migrants $48,973

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Opportunity Zone Market

13 ZIP codes in Cookeville are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Cookeville Market Summary

Cookeville, TN shows steady growth at 2.2% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability is moderately stretched with a price-to-income ratio of 5.56x, above the national average of 4.8x. Climate risk remains low (15/100), favorable for long-term investment stability. Rental yield of 6.03% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score63/100
Price-to-Income Ratio5.6x (national avg 4.8x)
Median Household Income$53,328

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.1%
Base Case+2.2%
Bull Case+3.3%

Climate & Natural Hazard Risk

Cookeville, TN's primary climate exposure is tornadoes (33/100). The composite climate risk score of 15/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Cookeville dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.