Investor-grade market analytics for Rochester, Minnesota. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$344,850
+4.1% year-over-year
5.8%
gross annual
+4.1%
base case (Zillow ZHVF)
+4.1% year-over-year
28/100
LowNet migration: Bottom 7% nationally
In-migrants avg $63,991 AGI vs out-migrants $71,332
Opportunity Zone Market
10 ZIP codes in Rochester are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Rochester, MN shows steady growth at 4.1% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.85x, below the national average of 4.8x. Climate risk remains low (28/100), favorable for long-term investment stability. Rental yield of 5.8% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Rochester, MN's primary climate exposure is wind storms (38/100). The composite climate risk score of 28/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.