Investor-grade market analytics for Hagerstown-Martinsburg, Maryland. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$323,970
+2.6% year-over-year
6.1%
gross annual
+2.6%
base case (Zillow ZHVF)
+2.6% year-over-year
20/100
Very LowNet migration: Top 4% nationally
In-migrants avg $59,335 AGI vs out-migrants $56,078
Opportunity Zone Market
6 ZIP codes in Hagerstown-Martinsburg are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Hagerstown-Martinsburg, MD-WV shows steady growth at 2.6% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 4.29x, below the national average of 4.8x. Modest net positive migration (+1,857 returns/year) provides steady demand support. Climate risk remains low (20/100), favorable for long-term investment stability. Rental yield of 6.1% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Hagerstown-Martinsburg, MD-WV's primary climate exposure is wind storms (57/100). The composite climate risk score of 20/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.