Markets/Maryland/Baltimore-Columbia-Towson

Baltimore-Columbia-Towson, MD Real Estate Market 2026

Investor-grade market analytics for Baltimore-Columbia-Towson, Maryland. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$390,541

+0.9% year-over-year

Est. Rental Yield

5.7%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Baltimore-Columbia-Towson Market Summary

Baltimore-Columbia-Towson, MD is in a stabilization phase with 0.9% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 4.01x, below the national average of 4.8x. Net negative migration (-4,752 returns/year) is reducing housing demand pressure. Climate risk remains low (36/100), favorable for long-term investment stability. Rental yield of 5.7% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score86/100
Price-to-Income Ratio4.0x (national avg 4.8x)
Median Household Income$97,300

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Baltimore-Columbia-Towson, MD's primary climate exposure is wind storms (61/100). The composite climate risk score of 36/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Baltimore-Columbia-Towson dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Baltimore-Columbia-Towson Real Estate Market Data 2026 | Lotlytics | Lotlytics