Investor-grade market analytics for Cumberland, Maryland. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$157,482
+2.5% year-over-year
7.7%
gross annual
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Cumberland, MD-WV shows steady growth at 2.5% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 2.65x, below the national average of 4.8x. Modest net positive migration (+124 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 7.7% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Cumberland, MD-WV's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.