Investor-grade market analytics for Cambridge, Maryland. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$271,431
+1.1% year-over-year
7.7%
gross annual
+1.1%
base case (Zillow ZHVF)
+1.1% year-over-year
25/100
LowNet migration: Top 19% nationally
In-migrants avg $58,676 AGI vs out-migrants $54,986
Opportunity Zone Market
2 ZIP codes in Cambridge are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Cambridge, MD is in a stabilization phase with 1.1% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 4.49x, below the national average of 4.8x. Modest net positive migration (+216 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 7.71% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Cambridge, MD's primary climate exposure is hurricanes (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.