Markets/Maryland/Cambridge

Cambridge, MD Real Estate Market 2026

Investor-grade market analytics for Cambridge, Maryland. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$268,326

+1.1% year-over-year

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Cambridge Market Summary

Cambridge, MD is in a stabilization phase with 1.1% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 4.44x, below the national average of 4.8x. Modest net positive migration (+62 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability.

Affordability

Affordability Score79/100
Price-to-Income Ratio4.4x (national avg 4.8x)
Median Household Income$60,495

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Cambridge, MD's primary climate exposure is hurricanes (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Cambridge dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Cambridge Real Estate Market Data 2026 | Lotlytics | Lotlytics