Markets/Pennsylvania/Harrisburg-Carlisle

Harrisburg-Carlisle, PA Real Estate Market 2026

Investor-grade market analytics for Harrisburg-Carlisle, Pennsylvania. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$297,744

+3.7% year-over-year

Est. Rental Yield

5.6%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Harrisburg-Carlisle Market Summary

Harrisburg-Carlisle, PA shows steady growth at 3.7% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.76x, below the national average of 4.8x. Modest net positive migration (+499 returns/year) provides steady demand support. Climate risk is moderate (42/100) with manageable exposure. Rental yield of 5.59% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score89/100
Price-to-Income Ratio3.8x (national avg 4.8x)
Median Household Income$79,281

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Harrisburg-Carlisle, PA's primary climate exposure is wind storms (63/100). The composite climate risk score of 42/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Harrisburg-Carlisle dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Harrisburg-Carlisle Real Estate Market Data 2026 | Lotlytics | Lotlytics