Markets/Pennsylvania/Harrisburg-Carlisle

Harrisburg-Carlisle, PA Real Estate Market 2026

Investor-grade market analytics for Harrisburg-Carlisle, Pennsylvania. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$314,931

+3.3% year-over-year

Est. Rental Yield

5.6%

gross annual

Market Momentum

๐Ÿ”ฅ
Hot
1.6mo supply ยท Score +5/7

Migration: Top 13% nationally

Income Migration

โžก๏ธ Neutral0.91x

In-migrants avg $59,411 AGI vs out-migrants $65,065

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Opportunity Zone Market

6 ZIP codes in Harrisburg-Carlisle are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Harrisburg-Carlisle Market Summary

Harrisburg-Carlisle, PA shows steady growth at 3.3% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.97x, below the national average of 4.8x. Modest net positive migration (+417 returns/year) provides steady demand support. Climate risk is moderate (42/100) with manageable exposure. Rental yield of 5.61% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score86/100
Price-to-Income Ratio4.0x (national avg 4.8x)
Median Household Income$79,281

Climate & Natural Hazard Risk

Harrisburg-Carlisle, PA's primary climate exposure is wind storms (63/100). The composite climate risk score of 42/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Harrisburg-Carlisle dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.