Markets/Florida/Tampa-St. Petersburg-Clearwater

Tampa-St. Petersburg-Clearwater, FL Real Estate Market 2026

Investor-grade market analytics for Tampa-St. Petersburg-Clearwater, Florida. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$351,847

-5.3% year-over-year

Est. Rental Yield

6.8%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Tampa-St. Petersburg-Clearwater Market Summary

Tampa-St. Petersburg-Clearwater, FL is experiencing a correction with -5.3% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 4.94x, above the national average of 4.8x. Strong net positive migration (+22,311 returns/year) reflects sustained population inflows driving housing demand. Climate risk is moderate (65/100) with manageable exposure. Rental yield of 6.78% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score72/100
Price-to-Income Ratio4.9x (national avg 4.8x)
Median Household Income$71,254

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Tampa-St. Petersburg-Clearwater, FL's primary climate exposure is hurricanes (85/100). The composite climate risk score of 65/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Tampa-St. Petersburg-Clearwater dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Tampa-St. Petersburg-Clearwater Real Estate Market Data 2026 | Lotlytics | Lotlytics