Investor-grade market analytics for Tampa-St. Petersburg-Clearwater, Florida. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$361,634
-2.2% year-over-year
6.7%
gross annual
-2.2%
base case (Zillow ZHVF)
-2.2% year-over-year
65/100
ModerateNet migration: Top 1% nationally
In-migrants avg $86,802 AGI vs out-migrants $70,985
Opportunity Zone Market
36 ZIP codes in Tampa-St. Petersburg-Clearwater are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Tampa-St. Petersburg-Clearwater, FL is experiencing a correction with -2.2% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 5.08x, above the national average of 4.8x. Strong net positive migration (+13,662 returns/year) reflects sustained population inflows driving housing demand. Climate risk is moderate (65/100) with manageable exposure. Rental yield of 6.68% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Tampa-St. Petersburg-Clearwater, FL's primary climate exposure is hurricanes (85/100). The composite climate risk score of 65/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.