Investor-grade market analytics for El Centro, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$380,929
+6.5% year-over-year
5.5%
gross annual
-5.9%
base case (Zillow ZHVF)
-5.9% year-over-year
Migration: Top 92% nationally
In-migrants avg $43,994 AGI vs out-migrants $46,478
Opportunity Zone Market
2 ZIP codes in El Centro are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
El Centro, CA is experiencing strong growth with 6.5% year-over-year appreciation, indicating a seller's market with robust demand. Affordability pressure is significant: the price-to-income ratio of 6.75x well exceeds the national average of 4.8x. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 5.53% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
El Centro, CA's primary climate exposure is flooding (70/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.