Investor-grade market analytics for Payson, Arizona. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$392,396
-1.2% year-over-year
5.3%
gross annual
-5.9%
base case (Zillow ZHVF)
-5.9% year-over-year
Migration: Top 20% nationally
In-migrants avg $72,934 AGI vs out-migrants $62,811
Opportunity Zone Market
2 ZIP codes in Payson are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Payson, AZ is experiencing a correction with -1.2% year-over-year decline, signaling a buyer's market with softening demand. Affordability pressure is significant: the price-to-income ratio of 6.64x well exceeds the national average of 4.8x. Modest net positive migration (+200 returns/year) provides steady demand support. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 5.34% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Payson, AZ's primary climate exposure is wildfire (70/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.