Investor-grade market analytics for Chico, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$401,873
+0.3% year-over-year
4.6%
gross annual
+0.3%
base case (Zillow ZHVF)
+0.3% year-over-year
50/100
ModerateNet migration: Top 8% nationally
In-migrants avg $52,292 AGI vs out-migrants $58,673
Opportunity Zone Market
4 ZIP codes in Chico are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Chico, CA is in a stabilization phase with 0.3% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability is moderately stretched with a price-to-income ratio of 5.86x, above the national average of 4.8x. Modest net positive migration (+801 returns/year) provides steady demand support. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 4.56% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Chico, CA's primary climate exposure is wildfire (70/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.