Investor-grade market analytics for Lancaster, Pennsylvania. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$390,025
+4.6% year-over-year
4.8%
gross annual
+4.5%
base case (Zillow ZHVF)
+4.5% year-over-year
70/100
HighNet migration: Top 23% nationally
In-migrants avg $64,902 AGI vs out-migrants $61,007
Opportunity Zone Market
3 ZIP codes in Lancaster are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Lancaster, PA shows steady growth at 4.6% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 4.66x, below the national average of 4.8x. Modest net positive migration (+164 returns/year) provides steady demand support. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 4.79% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Lancaster, PA's primary climate exposure is flooding (70/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.