Lancaster, PA Real Estate Market 2026

Investor-grade market analytics for Lancaster, Pennsylvania. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$371,862

+4.4% year-over-year

Est. Rental Yield

4.8%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Lancaster Market Summary

Lancaster, PA shows steady growth at 4.4% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 4.44x, below the national average of 4.8x. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 4.81% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score79/100
Price-to-Income Ratio4.4x (national avg 4.8x)
Median Household Income$83,703

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Lancaster, PA's primary climate exposure is flooding (70/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Lancaster dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Lancaster Real Estate Market Data 2026 | Lotlytics | Lotlytics