Markets/Pennsylvania/Chambersburg-Waynesboro

Chambersburg-Waynesboro, PA Real Estate Market 2026

Investor-grade market analytics for Chambersburg-Waynesboro, Pennsylvania. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$279,147

+2.6% year-over-year

Est. Rental Yield

5.2%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Chambersburg-Waynesboro Market Summary

Chambersburg-Waynesboro, PA shows steady growth at 2.6% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.72x, below the national average of 4.8x. Modest net positive migration (+286 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 5.18% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score90/100
Price-to-Income Ratio3.7x (national avg 4.8x)
Median Household Income$74,946

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Chambersburg-Waynesboro, PA's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Chambersburg-Waynesboro dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Chambersburg-Waynesboro Real Estate Market Data 2026 | Lotlytics | Lotlytics