Markets/Montana/Kalispell

Kalispell, MT Real Estate Market 2026

Investor-grade market analytics for Kalispell, Montana. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$653,928

+0.7% year-over-year

Est. Rental Yield

3.6%

gross annual

12-Month Forecast

-5.9%

base case (Zillow ZHVF)

-5.9% year-over-year

Market Momentum

➡️
Neutral
6.5mo supply · Score -1/7

Migration: Top 14% nationally

Income Migration

💰 Wealth Influx1.25x

In-migrants avg $90,888 AGI vs out-migrants $72,609

🏛️

Opportunity Zone Market

1 ZIP codes in Kalispell are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Kalispell Market Summary

Kalispell, MT is in a stabilization phase with 0.7% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability pressure is significant: the price-to-income ratio of 9.17x well exceeds the national average of 4.8x. Modest net positive migration (+341 returns/year) provides steady demand support. Climate risk is moderate (50/100) with manageable exposure. Rental yield of 3.56% is below average, suggesting this market is more suited for appreciation-driven strategies.

Affordability

Affordability Score12/100
Price-to-Income Ratio9.2x (national avg 4.8x)
Median Household Income$71,327

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-8.8%
Base Case-5.9%
Bull Case-2.9%

Climate & Natural Hazard Risk

Kalispell, MT's primary climate exposure is flooding (50/100). The composite climate risk score of 50/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Kalispell dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.