Investor-grade market analytics for Helena, Montana. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$475,936
+3.2% year-over-year
4.1%
gross annual
+3.2%
base case (Zillow ZHVF)
+3.2% year-over-year
18/100
Very LowNet migration: Top 36% nationally
In-migrants avg $63,680 AGI vs out-migrants $57,286
Opportunity Zone Market
1 ZIP codes in Helena are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Helena, MT shows steady growth at 3.2% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability pressure is significant: the price-to-income ratio of 6.43x well exceeds the national average of 4.8x. Modest net positive migration (+55 returns/year) provides steady demand support. Climate risk remains low (18/100), favorable for long-term investment stability. Rental yield of 4.06% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Helena, MT's primary climate exposure is wildfire (50/100). The composite climate risk score of 18/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.