Investor-grade market analytics for Bay City, Texas. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$198,363
+1.9% year-over-year
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Bay City, TX is in a stabilization phase with 1.9% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.6x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability.
12-month projection (Zillow ZHVF model)
Bay City, TX's primary climate exposure is hurricanes (70/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.