Markets/Iowa/Mason City

Mason City, IA Real Estate Market 2026

Investor-grade market analytics for Mason City, Iowa. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.

Median Home Price

$203,051

+3.4% year-over-year

Est. Rental Yield

5.3%

gross annual

12-Month Forecast

+3.3%

base case (Zillow ZHVF)

+3.3% year-over-year

Climate Risk

18/100

Very Low

Market Momentum

❄️
Cooling
4.6mo supply · Score -2/7

Net migration: Bottom 36% nationally

Income Migration

➡️ Neutral1.07x

In-migrants avg $61,882 AGI vs out-migrants $58,016

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Opportunity Zone Market

3 ZIP codes in Mason City are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Mason City Market Summary

Mason City, IA shows steady growth at 3.4% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.06x, below the national average of 4.8x. Climate risk remains low (18/100), favorable for long-term investment stability. Rental yield of 5.35% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score99/100
Price-to-Income Ratio3.1x (national avg 4.8x)
Median Household Income$66,394

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case+1.7%
Base Case+3.3%
Bull Case+5.0%

Climate & Natural Hazard Risk

Mason City, IA's primary climate exposure is tornadoes (38/100). The composite climate risk score of 18/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Mason City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.