Investor-grade market analytics for Lubbock, Texas. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$213,274
+2.2% year-over-year
7.8%
gross annual
+2.2%
base case (Zillow ZHVF)
+2.2% year-over-year
30/100
LowNet migration: Top 11% nationally
In-migrants avg $57,829 AGI vs out-migrants $56,398
Opportunity Zone Market
7 ZIP codes in Lubbock are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Lubbock, TX shows steady growth at 2.2% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.42x, below the national average of 4.8x. Modest net positive migration (+483 returns/year) provides steady demand support. Climate risk remains low (30/100), favorable for long-term investment stability. Rental yield of 7.78% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Lubbock, TX's primary climate exposure is wind storms (63/100). The composite climate risk score of 30/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.