Investor-grade market analytics for Utica-Rome, New York. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through August 2026.
$233,378
+6.8% year-over-year
7.4%
gross annual
+6.6%
base case (Zillow ZHVF)
+6.6% year-over-year
38/100
LowNet migration: Bottom 9% nationally
In-migrants avg $50,228 AGI vs out-migrants $52,285
Opportunity Zone Market
6 ZIP codes in Utica-Rome are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Utica-Rome, NY is experiencing strong growth with 6.8% year-over-year appreciation, indicating a seller's market with robust demand. Affordability remains favorable with a price-to-income ratio of 3.39x, below the national average of 4.8x. Climate risk remains low (38/100), favorable for long-term investment stability. Rental yield of 7.36% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Utica-Rome, NY's primary climate exposure is flooding (50/100). The composite climate risk score of 38/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.