Investor-grade market analytics for Rochester, New York. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Data through July 2026.
$289,019
+4.8% year-over-year
6.5%
gross annual
+4.7%
base case (Zillow ZHVF)
+4.7% year-over-year
27/100
LowNet migration: Bottom 3% nationally
In-migrants avg $65,105 AGI vs out-migrants $69,992
Opportunity Zone Market
19 ZIP codes in Rochester are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Rochester, NY shows steady growth at 4.8% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.88x, below the national average of 4.8x. Net negative migration (-1,789 returns/year) is reducing housing demand pressure. Climate risk remains low (27/100), favorable for long-term investment stability. Rental yield of 6.46% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Rochester, NY's primary climate exposure is flooding (41/100). The composite climate risk score of 27/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.