Markets/New York/Rochester

Rochester, NY Real Estate Market 2026

Investor-grade market analytics for Rochester, New York. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$261,753

+3.1% year-over-year

Est. Rental Yield

6.8%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Rochester Market Summary

Rochester, NY shows steady growth at 3.1% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.52x, below the national average of 4.8x. Net negative migration (-2,028 returns/year) is reducing housing demand pressure. Climate risk remains low (27/100), favorable for long-term investment stability. Rental yield of 6.8% is strong, making this market attractive for buy-and-hold investors.

Affordability

Affordability Score93/100
Price-to-Income Ratio3.5x (national avg 4.8x)
Median Household Income$74,438

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Rochester, NY's primary climate exposure is flooding (41/100). The composite climate risk score of 27/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Rochester dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.

Rochester Real Estate Market Data 2026 | Lotlytics | Lotlytics